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December 01.2025
3 Minutes Read

Make a Lasting Impact This Giving Tuesday: Support Seniors with Your Gift

Support seniors: hands shaking with flag background for Giving Tuesday.

A Helping Hand: Support Seniors in Need This Giving Tuesday

As we approach Giving Tuesday, an essential reminder surfaces about the challenges that seniors face in navigating their financial health, particularly regarding Social Security. The story of Cheryl and her sister vividly highlights the plight of many elderly individuals who find themselves alone when addressing complex Social Security decisions. After the passing of her husband, Cheryl’s sister faced hurdles that seemed insurmountable — she applied for survivor benefits twice, only to be denied each time due to confusion surrounding the application process. Like many, she didn’t know where to turn for assistance until she found the AMAC Foundation, which guided her through the process, resulting in a significant appeal win of $80,000 in back pay.

The Importance of Support

This story is not unique. Every day, countless seniors across America encounter complicated Social Security and Medicare challenges that jeopardize their financial stability and peace of mind. According to recent surveys, approximately 76% of Americans are concerned about the adequacy of their Social Security benefits, reflecting a significant anxiety regarding retirement planning. Organizations like the AMAC Foundation play a pivotal role, offering free and reliable one-on-one assistance to those in need. Their mission is closely aligned with advocacy efforts across the country, driving awareness about the importance of safeguarding Social Security for future generations.

Giving Tuesday: How You Can Make a Difference

This Giving Tuesday, you have the opportunity to contribute to this essential support system. Donating to the AMAC Foundation allows you to extend a helping hand to seniors who depend on clear, honest guidance regarding their benefits. When you support the Foundation, you are not just donating; you are fueling efforts that protect today’s retirees and tomorrow's elderly. Your contributions help ensure that the organization can continue its research and policy work to enhance the Social Security system long-term.

Broader Advocacy and Future Trends

The context of financial security for seniors intersects with broader advocacy movements, such as those by organizations like AARP. They are actively fighting to address concerns about Social Security's future and the adequacy of funds to support retirees in the coming years. This collective advocacy is crucial, as projections suggest that without significant changes, Social Security will face shortfalls by 2035. All of this underscores the urgency of attempting to stabilize and secure these benefits for millions.

Community Engagement: The Power of Collective Voices

Community engagement through organizations like AgeGuide is vital for voicing the interests of older adults across legislative landscapes. Recent discussions led by Illinois officials demonstrate the importance of advocating for the rights and benefits of seniors, especially as 11,000 Americans turn 65 daily. Engaging with local advocacy groups amplifies these voices, ensuring that lawmakers understand the challenges faced by the aging population amidst potential restructuring of vital support systems.

Final Thoughts: Your Role in Protecting Seniors

This Giving Tuesday, consider the influence of your support. By contributing to the AMAC Foundation, you are becoming part of a movement that values the dignity and financial health of our seniors. The concerns about Social Security and healthcare services are not merely abstract issues; they are daily realities for countless individuals. Together, we can create a compassionate community that prioritizes the well-being of our elderly population. So give this Tuesday, and help shape a better tomorrow for those who have dedicated their lives to building the foundations of our society.

Join the fight today and let your contribution be part of the solution that empowers our cherished seniors to lead fulfilled, dignified lives.

Elder Issues

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12.15.2025

Why Understanding Financial Fraud Is Crucial for Seniors in 2024

Update Financial Fraud: A Growing Risk for Older Americans As adults age, they often face unique challenges, especially when it comes to managing their finances. Recent statistics from the Federal Trade Commission (FTC) reveal that financial fraud has surged alarmingly among older adults, costing them an estimated $81.5 billion in 2024 alone. This staggering figure highlights an urgent issue affecting seniors, retirees, and pre-retirees across the country. The Escalating Toll of Fraud on Seniors In 2024, adults aged 60 and older accounted for $2.4 billion in reported losses to financial scams—a 26% increase from the previous year. The most telling statistic is that 68% of these losses, equating to approximately $1.6 billion, consisted of incidents where individuals lost $100,000 or more. It's worth noting that these figures likely underestimate the reality, as many instances of fraud go unreported. Understanding the Types of Scams The primary source of these losses lies predominantly in investment scams, which leave victims not just financially strained but also emotionally devastated. "This crime is not just financial," remarks Kathy Stokes of the AARP Fraud Watch Network. Victims often grapple with feelings of loss and betrayal, as many scams exploit the trust that older adults have built over their lifetimes. How Financial Institutions Are Responding With the rising tide of fraud, financial institutions are stepping up their defenses. Many now request account holders to appoint a "trusted contact" who can be consulted when suspicious activity is detected. This proactive measure allows banks to intervene before it's too late, offering a critical layer of protection. Pending Legislation: A Ray of Hope In response to the increasing incidence of elder fraud, lawmakers are also taking action. The Financial Exploitation Prevention Act is currently pending in Congress. If passed, it would empower financial institutions to delay transactions deemed suspicious, potentially thwarting scammers. This initiative demonstrates a growing recognition of the challenge posed by elder scams and the need for legislative action. Protecting Yourself: Strategies and Insights Seniors can take proactive steps to shield themselves from fraud. Engaging in retirement planning and financial education can empower older adults to recognize potential scams. Here are some actionable tips: Stay Informed: Regularly update yourself about common scams targeting seniors. Knowledge is your best defense. Trust Your Instincts: If an offer seems too good to be true, it probably is. Always verify before acting. Consult Professionals: Discuss financial decisions with trusted advisors, especially when handling investments. Report Scams: If you or someone you know falls victim to fraud, report it to authorities to help prevent further incidents. The Emotional Consequences of Fraud The impact of financial fraud goes beyond monetary loss. Many victims report feeling shame, distress, and a significant emotional toll. It can strain relationships with family members, who may feel helpless in the face of their loved ones’ suffering. In this way, fraud creates a ripple effect that extends into the community. Conclusion: Taking Action In a world where technology evolves faster than legislation, remaining vigilant is essential. Financial fraud against older adults is a real and escalating crisis, but through community support, knowledge, and proactive measures, we can tackle this issue together. Whether you are a senior, a pre-retiree, or a caregiver, understanding the risks and strategies to combat them can protect not only your assets but also your peace of mind. Now is the time to engage with financial literacy resources and join networks aimed at preventing elder scams. Doing so will not only safeguard your financial future but also empower a generation to reclaim their financial autonomy.

12.14.2025

Discovering Genuine Joy This Holiday Season on Gaudete Sunday

Update Rediscovering Joy in an Advent Context As Christmas approaches, the significance of Gaudete Sunday inspires many to find joy amid the chaos of the holiday season. Gaudete, which means “to rejoice” in Latin, serves as a powerful reminder that joy is not solely contingent on our circumstances but is rooted in deeper truths about faith and hope. For seniors and pre-retirees, this message resonates particularly deeply, often reminding them of life’s transitions and the importance of nurturing joy, even in challenging times. Hope for the Weary This past year has been particularly draining for many due to various global challenges. It’s essential to pause and reflect on the opportunities for joy that still exist. Just as G.K. Chesterton articulated the wonder found in the humility of Christ's birth, the current season invites individuals, especially seniors, to recognize the small yet significant blessings in their lives. Perhaps it’s family gatherings or even simple traditions that bring warmth during winter’s chill. Past Trials Strengthen Present Joy Joy is often forged through trials, much like precious metals are refined over fire. Scripture reminds us that true joy can exist alongside hardship. As St. Paul states in Philippians 4:4, “Rejoice in the Lord always,” emphasizing joy as a steadfast anchor amid struggles, especially relevant for those facing health or financial concerns in their later years. Reflecting on past hardships often reveals how much strength and resilience can foster gratitude and joy today. This Advent, let’s encourage our elderly communities to share stories of endurance that highlight how trials have shaped joy in their lives. The Journey Toward Spiritual Preparation The season of Advent invites everyone to embark on a journey of spiritual preparation. For seniors, this season can be especially poignant as they meditate on both life’s blessings and challenges. Acknowledging that Advent, traditionally a more somber period of reflection, can serve as a foundational contrast to the joy of Christmas helps cultivate a deeper understanding of celebration beyond mere festivities. Engaging in meaningful practices, such as attending services or lighting the Advent wreath, helps maintain focus on the essence of joy amid the busyness of the holidays. Community Connection and Acts of Service Inviting seniors to engage in community services during Advent can elevate their spirits. The act of giving and reaching out positively impacts not only those who receive assistance but also enriches the giver’s experience. Opportunities for service—be it organizing community meals, visiting shut-ins, or participating in church activities—can reignite a sense of purpose, creating pathways for joy. As joy multiplies through shared experiences, encouraging our elderly communities to celebrate together enhances their spiritual and emotional well-being. Faith as the Foundation for Joy For many seniors, faith anchors their experiences of joy. As they navigate through memories intertwined with love and loss, the promise of Christ’s presence can be a source of comfort. This Christmas, highlighting the spiritual narratives of individuals’ lives not only builds connections but also serves as powerful reminders of hope and resilience. Each person’s journey contributes to a collective tapestry, enriching the community’s understanding of joy and faith. Sharing the Good News With Gaudete Sunday and Christmas on the horizon, this is an opportune moment for seniors and their families to reflect and share the profound good news of joy and hope that exists for all. Whether through stories, shared traditions, or common prayers, expressing joy in tangible ways allows everyone to participate actively in the joy of the season. This coming season is not just about receiving joys, but also about continuing to pass it on, forming bonds within families and communities. As we embrace the spirit of Gaudete, let’s strive to uncover genuine joy within each heart, foster community connections, and celebrate not only the season but also every moment that brings us closer to each other and to God’s unconditional love. Sharing and embodying this joy provides a meaningful framework for the holidays, turning potential anxiety into a profound sense of peace and happiness.

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Why Seniors Must Get Marketplace Insurance Coverage by December 15

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